Snow removal contractors tend to ask the same handful of questions, usually in the fall when contracts and renewals land at once. This page collects our answers in one place. Each one is general information to help you understand the topic before you talk to a licensed broker, who can look at your actual operation.
Requirements by Province
- Is snow plow insurance required in Ontario?
- Is snow plow insurance required in BC?
- Is snow plow insurance required in Alberta?
- Is snow plow insurance required in Saskatchewan?
Trucks and Seasonal Coverage
- Can I plow snow with my personal truck?
- Can I get snow plow insurance for one season?
- Does landscaping insurance cover snow removal?
Liability and Coverage
- How much liability do snow contractors need?
- Does snow removal insurance cover property damage?
- Does snow removal insurance cover damaged lawns and curbs?
- What is completed operations coverage?
- Can I get insurance with past slip and fall claims?
Contracts, Certificates and Subcontractors
- What is an additional insured?
- How fast can I get a certificate of insurance?
- Does my policy cover subcontractors?
Want More Detail?
For longer explanations, see our guides. For definitions of the terms you will see in contracts and policies, use the snow removal insurance glossary. You can also browse the full list of coverage types or read about how our matching service works.
Further reading: Insurance Bureau of Canada: Types of business insurance coverage; Insurance Bureau of Canada: Insurance glossary
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