Saskatchewan winters are cold, long and windy. Blowing snow means lots and driveways can need clearing again hours after a storm ends, and snow removal is steady work in Saskatoon, Regina and communities across the province. Many farmers also run tractors and loaders to clear snow for neighbours and businesses.
We connect Saskatchewan snow plow operators and snow removal companies with licensed brokers who write this business.
How Insurance Works for Saskatchewan Snow Contractors
SGI Plate Insurance
Basic vehicle insurance in Saskatchewan comes with your registration through SGI. Business use, additional liability and physical damage options need to be considered on top of that. See SGI and plow trucks.
Private Market for Business Coverage
Your snow removal business still needs its own general liability, slip and fall coverage and equipment insurance, placed through a broker.
WCB Saskatchewan
Employers may need WCB Saskatchewan coverage depending on their industry. See WCB Saskatchewan for snow removal businesses.
Farm and Rural Plowing
Using farm equipment to plow for payment can raise questions about whether your farm policy responds. See rural and farm snow plowing in Saskatchewan and insurance for farmers who plow snow.
Slip and Fall Liability
See Saskatchewan slip and fall liability for snow contractors.
Saskatchewan Regions
- Saskatoon Region
- Regina Region
- Northern Saskatchewan
- Southeast Saskatchewan
- Southwest Saskatchewan
Saskatchewan Cities
Saskatoon · Regina · Prince Albert · Moose Jaw · Swift Current · Yorkton · North Battleford · Estevan · Weyburn · Warman · Martensville
Saskatchewan Guides
- How much is snow plow insurance in Saskatchewan?
- Starting a snow removal business in Saskatchewan
SnowPlowInsurance.ca is an independent referral service, not an insurance company or broker. We connect you with licensed brokers who provide quotes and advice. How this site works.
Frequently Asked Questions
Does SGI plate insurance cover my snow plow business?
SGI plate insurance covers the vehicle at a basic level. It does not cover business liability such as slip and fall claims on properties you clear. See SGI and plow trucks.
Does my farm policy cover plowing snow for other people?
Not necessarily. Plowing for payment may be considered a business activity outside a farm policy. Check with a broker before the season.
Is snow plow insurance required in Saskatchewan?
Vehicle registration includes basic insurance. Business liability is not legally required for every contractor, but most clients expect it. See is snow plow insurance required in Saskatchewan.