Finding insurance for a snow removal business can mean calling broker after broker, only to hear that they do not write snow or that their insurer just pulled out of the class. We built SnowPlowInsurance.ca to shorten that search.
We are not an insurer and we are not a broker. We are a matching service. We work with licensed brokers in Ontario, British Columbia, Alberta and Saskatchewan who actively want snow removal business and know how to place it.
Step 1: Tell Us About Your Operation
Our short form asks for the details a broker needs to start: where you work, what services you offer, the equipment you run, how many people are on your crew, and what kinds of properties you clear. If you have contract requirements, such as a $5 million liability limit or a client that needs to be named as an additional insured, you can note them.
Step 2: We Match You With a Specialist Broker
We send your details to a broker who is licensed in your province and who writes the kind of work you do. A two truck residential operator in Barrie and a commercial fleet with loaders in Calgary need different brokers and different insurers. Matching on province and operation type is the point.
Step 3: Talk to the Broker
The broker contacts you to confirm the details and fill in any gaps. This is where the advice happens. Your broker can explain how general liability, plow truck insurance, equipment coverage and an umbrella policy fit together for your contracts.
Step 4: Compare Quotes and Decide
The broker shops the insurers they have access to and presents your options. You decide what to buy. There is no cost to use our service and no obligation to purchase anything.
Why Use a Matching Service Instead of Calling Around?
- Saves time. One form instead of a dozen phone calls.
- Specialist focus. Brokers in our network want snow removal business, which is not true of every brokerage.
- Provincial fit. Auto insurance, workers compensation and liability rules differ across Ontario, BC, Alberta and Saskatchewan. Your broker will be licensed where you operate.
How We Are Paid
Partner brokers may pay us a fee for referrals. That fee does not come out of your premium and does not change the price an insurer charges you. Full details are in our referral disclosure.
SnowPlowInsurance.ca is an independent referral service, not an insurance company or broker. We connect you with licensed brokers who provide quotes and advice. How this site works.
Frequently Asked Questions
Do you give insurance advice?
No. We are a referral service. All insurance advice, quotes and policies come from the licensed broker you are matched with.
Can I choose my own broker?
Yes. You are never obligated to work with the broker we refer you to, and you are free to get quotes elsewhere.
What if the broker cannot place my business?
Some operations, such as those with recent large claims, can be hard to place. If your first broker cannot help, contact us and we will try to find another fit.