The City of Kawartha Lakes is a large, mostly rural municipality built around a chain of lakes, with Lindsay as its biggest community. Contractors serve small towns, farms, cottages and long rural routes.
We connect Kawartha Lakes snow plow operators and snow removal companies with licensed Ontario brokers who write this business.
Snow Removal Risks in Kawartha Lakes
Long rural routes. Spread out properties, private lanes and farm driveways mean more time on the road and more backing in tight spots. See plow truck insurance.
Seasonal and vacant properties. Cottages and second homes are often cleared while the owner is away, so nobody is on site to report a problem. See Seasonal snow plow insurance.
Farm and acreage work. Many operators plow with tractors and loaders for neighbours and rural clients, which raises questions about how that equipment is insured. See farmers who plow snow.
Coverage Kawartha Lakes Contractors Ask About
- General liability with slip and fall coverage
- Plow truck insurance
- Seasonal snow plow insurance
- Equipment insurance
- Salting and sanding insurance
- Ontario 60 day notice rule for snow and ice claims
Who We Help in Kawartha Lakes
- Residential snow plow contractors
- Owner operators
- Farmers who plow snow
- Part time and side hustle plowers
Nearby Areas
We connect contractors across Central Ontario and Cottage Country, including Peterborough, Orillia and Oshawa.
Local Snow Facts: Kawartha Lakes
Sidewalks. The City of Kawartha Lakes clears sidewalks and usually completes sidewalk clearing within 48 hours after the end of a storm.
Snow on the road. The City states that depositing snow on the road is a violation under the Highway Traffic Act, and cites By-law 2015-201 regarding not shovelling snow into ditches.
City plowing. Roads are plowed by traffic volume, highest first; operations typically begin at 4 a.m. and routes can take up to ten hours.
For contractors. Overnight street parking is not permitted between 11 p.m. and 6 a.m. from November 1 to April 30 (By-law 2012-173). There is no windrow program.
Municipal rules and service levels change. Confirm the current bylaw with the municipality before relying on it.
Sources: City of Kawartha Lakes: Snowplowing and winter maintenance
SnowPlowInsurance.ca is an independent referral service, not an insurance company or broker. We connect you with licensed brokers who provide quotes and advice. How this site works.
Frequently Asked Questions
Are long rural plow routes harder to insure?
More driving can mean more exposure. Tell your broker about your routes, vehicles and drivers.
How much is snow plow insurance in Kawartha Lakes?
It depends on your property types, services, vehicles, revenue and claims history. A licensed Ontario broker can quote your specific operation. See how much snow plow insurance costs in Ontario.