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Salting and Ice Management Insurance in Oshawa

Oshawa mixes established neighbourhoods, a growing north end, college and university campuses, and industrial lands along Highway 401. Environment and Climate Change Canada's 1991 to 2020 climate normals for the Oshawa station record an average of about 102 cm of snowfall a year, with about 8 days a year bringing 5 cm or more of new snow. Plowing moves the snow. Ice control is what keeps people from falling after it is gone, and it is the part of the job most often examined after a slip and fall claim.

We connect Oshawa salting, sanding and ice management contractors with licensed Ontario brokers who understand this work.

What Salting and Ice Management Insurance Involves

Contractors who salt, sand or apply liquid de-icers generally want their liability coverage to clearly include that work. Brokers look at:

  • Whether ice control is covered under your general liability policy, and on what terms. See salting and sanding insurance.
  • Your contracts. Some require application within set times or at set trigger conditions, and some are written as zero tolerance. Tell your broker exactly what you promise.
  • Spreaders and storage. Spreaders can be covered under equipment insurance, and salt domes or yards under business property coverage.
  • Records. Application logs with times, materials and locations are central to defending a claim.

Ice Control in Ontario

In Ontario, the not for profit Smart About Salt Council offers Certified Contractor and Certified Site programs built around training, a self assessment and annual reporting. The Council and Landscape Ontario say certification can help with insurance, but no insurer has confirmed a standard discount, so ask your broker how your insurer views it. Read Smart About Salt and other certifications.

Local Rules for Ice and Sidewalks in Oshawa

Sidewalks. Oshawa's Winter Access By-law 92-2009, s. 3.1, requires every owner, including commercial owners, to clear snow and ice, including windrows, from sidewalks in front of, alongside or behind the lot by midnight of the first day after snowfall ends. The City clears sidewalks only in the downtown Business Improvement Area, next to City properties and on some walkways.

For contractors. There is no on-street parking during plowing and salting operations, and none from 2 a.m. to 6 a.m., December 1 to April 1.

Municipal rules change. Confirm the current bylaw with the City before relying on it.

General information only, not insurance or legal advice. Coverage depends on your policy wording; a licensed broker can review your operation.

Sources: City of Oshawa: Snow clearing; City of Oshawa: Winter Access By-law 92-2009; City of Oshawa: Winter parking; Environment and Climate Change Canada: Canadian Climate Normals

SnowPlowInsurance.ca is an independent referral service, not an insurance company or broker. We connect you with licensed brokers who provide quotes and advice. How this site works.

Frequently Asked Questions

Is salting covered by a snow plow insurance policy?

Not automatically. Contractors typically confirm that their liability policy clearly includes salting, sanding and ice control, and tell their broker how they apply materials and what their contracts require.

Do zero tolerance contracts affect insurance in Oshawa?

They can, because they set a high standard you are promising to meet. Share the contract terms with your broker. See zero tolerance contracts.

What records should I keep for salting in Oshawa?

Log the date, time, location, material and amount for every application, with weather notes and photos where you can. See our snow removal log template.