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Snow Plow and Snow Removal Insurance in North York, ON

North York is a major business and institutional district in Toronto, with office towers along Yonge Street, a large university, several major hospitals, a regional mall and dense residential neighbourhoods.

We connect North York snow plow operators and snow removal companies with licensed Ontario brokers who write this business.

Snow Removal Risks in North York

Office towers. Corporate clients with strict requirements. See insurance requirements for commercial snow contracts.

Hospitals. Around the clock ice management. See institutional snow contractors.

Campus. Heavy foot traffic across a large site. See sidewalk snow clearing insurance.

Coverage North York Contractors Ask About

Who We Help in North York

Nearby Areas

North York is part of Toronto. We also connect contractors in Vaughan, Richmond Hill, Scarborough and Etobicoke.

Local Snow Facts: North York

Snowfall. Environment and Climate Change Canada's 1991 to 2020 climate normals for the nearby Toronto Buttonville Airport station record an average of about 146 cm of snowfall a year, with about 8 days a year bringing 5 cm or more of new snow.

North York is part of the City of Toronto, so City of Toronto bylaws apply.

Sidewalks. The City of Toronto clears about 98% of public sidewalks by machine once snow reaches 2 cm or more and snowfall has stopped, which takes about 12 hours and may continue up to 72 hours. When accumulation is 2 cm or less, residents and businesses must clear adjacent sidewalks of snow and ice within 12 hours of the end of a snowfall, and owners must clear private driveways, parking spaces, steps, ramps and landings within 24 hours.

Snow on the road. Residents must not push snow from their property onto sidewalks, roads or bike lanes. Shovelled snow must be stored on the property, or a fine of $500 plus a $110 victim surcharge may apply.

City plowing. Expressways are plowed at 2.5 cm (about 2 hours), major roads, transit routes and hills at 5 cm (6 to 8 hours), and local roads at 8 cm (about 14 hours).

For contractors. The City clears 3 metre wide driveway openings (windrows) on residential streets and eligible collector and arterial roads, aiming to finish within two hours of road plowing. Windrow clearing is not available on every street.

Municipal rules and service levels change. Confirm the current bylaw with the municipality before relying on it.

Sources: City of Toronto: Sidewalk clearing; City of Toronto: Salting and plowing roads; Environment and Climate Change Canada: Canadian Climate Normals

SnowPlowInsurance.ca is an independent referral service, not an insurance company or broker. We connect you with licensed brokers who provide quotes and advice. How this site works.

Frequently Asked Questions

Do North York hospitals require high limits from snow contractors?

Healthcare clients often require $5 million or more and detailed service records.

How much is snow plow insurance in North York?

It depends on your property types, services, vehicles, revenue and claims history. A licensed Ontario broker can quote your specific operation. See how much snow plow insurance costs in Ontario.