The Greater Toronto Area takes in the City of Toronto and the surrounding regions of Peel, York, Durham and Halton. It is Canada's largest metropolitan area, with everything from single driveway routes to office towers, condo corporations, hospitals and logistics parks.
We connect snow plow operators and snow removal companies across the Greater Toronto Area with licensed Ontario brokers who write this business.
Communities We Serve in the Greater Toronto Area
- Snow plow insurance in Toronto
- Snow plow insurance in Scarborough
- Snow plow insurance in Etobicoke
- Snow plow insurance in North York
- Snow plow insurance in Mississauga
- Snow plow insurance in Brampton
- Snow plow insurance in Caledon
- Snow plow insurance in Vaughan
- Snow plow insurance in Markham
- Snow plow insurance in Richmond Hill
- Snow plow insurance in Newmarket
- Snow plow insurance in Aurora
- Snow plow insurance in Stouffville
- Snow plow insurance in King City
- Snow plow insurance in Georgina
- Snow plow insurance in Oakville
- Snow plow insurance in Burlington
- Snow plow insurance in Milton
- Snow plow insurance in Halton Hills
- Snow plow insurance in Pickering
- Snow plow insurance in Ajax
- Snow plow insurance in Whitby
- Snow plow insurance in Oshawa
- Snow plow insurance in Clarington
Snowfall Across the Greater Toronto Area
Environment and Climate Change Canada's 1991 to 2020 climate normals show how much snow varies within the region: about 102 cm a year at the Oshawa station (for Oshawa), compared with about 167 cm at the Udora station (for Georgina). More snow generally means more events, more hours on the road and more exposure for contractors.
Source: Environment and Climate Change Canada: Canadian Climate Normals.
Sidewalk Rules Differ Across the Greater Toronto Area
Municipal sidewalk clearing rules are set city by city, which affects what property owners hire contractors to do. A few examples:
- Toronto: Toronto Municipal Code Chapter 719 (s.
- Scarborough: The City of Toronto clears about 98% of public sidewalks by machine once snow reaches 2 cm or more and snowfall has stopped, which takes about 12 hours and may continue up to 72 hours.
- Etobicoke: The City of Toronto clears about 98% of public sidewalks by machine once snow reaches 2 cm or more and snowfall has stopped, which takes about 12 hours and may continue up to 72 hours.
- North York: The City of Toronto clears about 98% of public sidewalks by machine once snow reaches 2 cm or more and snowfall has stopped, which takes about 12 hours and may continue up to 72 hours.
Each city page lists the rules and sources for that municipality. Rules change, so confirm with the municipality.
Winter Road and Weather Resources
Contractors running routes across the Greater Toronto Area often check Ontario 511, the Ministry of Transportation's traveller information service, before and during storms, along with Environment and Climate Change Canada weather warnings for their area. Keeping a note of the warnings in effect when you worked is also useful for your snow logs.
Coverage Contractors in the Greater Toronto Area Ask About
- General liability and slip and fall coverage
- Plow truck insurance and commercial fleet coverage
- Salting and sanding insurance
- Snow removal equipment insurance
- Umbrella liability for contracts with higher limits
Provincial Rules to Know
Read about the Ontario 60 day notice rule and snow plow insurance in Ontario. For pricing factors, see how much snow plow insurance costs in Ontario.
SnowPlowInsurance.ca is an independent referral service, not an insurance company or broker. We connect you with licensed brokers who provide quotes and advice. How this site works.
Frequently Asked Questions
Do you connect contractors everywhere in the Greater Toronto Area?
Yes. We work with licensed Ontario brokers who serve snow contractors across the region, including smaller towns and rural areas.
Does snow plow insurance cost the same across the Greater Toronto Area?
No. Price depends on your properties, services, vehicles, revenue and claims history, and local conditions can play a part. A broker can quote your operation.
Is there a charge to be matched with a broker?
No. Matching is free and there is no obligation to buy.